SBA Loans

Description:
A full description of any SBA loans the business has taken.

Child attributes (and data file structure):

Column Name	Data Type	Description	Example
total_number	integer	The total number of SBA loans the business has ever taken.	5
total_value	float	The total USD value of the business’s SBA loans.	1200000.5
total_number_active	integer	The total number of active (still to pay down) SBA loans the business has.	1
total_value_active	float	The total USD value of the business’s active SBA loans.	200000.5
total_number_charged_off	integer	The total number of SBA loans that have been charged off.	0
total_value_charged_off	float	The total value of SBA loans that have been charged off.	0.0
loan_details	object	The details associated with each SBA loan that the business has taken: approval_date (string) loan_status (string) gross_approval_amount (float) term_months (integer) loan_type (string)	approval_date: \

JSON Sample:

{
 "sba_loans": {
  "total_number": 5,
  "total_value": 1200000.5,
  "total_number_active": 1,
  "total_value_active": 200000.5,
  "total_number_charged_off": 0,
  "total_value_charged_off": 0.0,
  "loan_details": [
   {
    "approval_date": "2017-10-01",
    "loan_status": "PIF",
    "gross_approval_amount": 25000.5,
    "term_months": 120,
    "loan_type": "7a"
   }
  ]
 }
}

Time structure:

• Loan summaries are current point in time
• Loan details is an event stream

Timeliness:

• SBA Loan data is refreshed once monthly

Data sources:

• Small business loan reports 7a
• Small business loan reports 504

Methodology:

• SBA 7a and 504 loans
• Enigma does ingest PPP loan data, though PPP loans are not included in this attribute